Finger patterns for playing chords - beginner question

03/08/17 09:43:29PM

I am just learning the mountain dulcimer but there seem sot be two schools of thought / instruction when it comes to fingering frets for chords. One book I have uses the thumb and fingers but I have seen other instruction that only uses the index thru the little finger. So is one better than the other in terms of what to focus on ? Does it depend how you gold your dulcimer. 

My other question is what is the best way to barre frets - i Have one book that suggest using the pinkie finger.