@belinda , I did a little digging to try and get a couple more options in the mobile/phone version of the posting editor.

I made a code change and now for both Group discussions and Forum discussions, you will get additional options when composing a post. You'll get the initial editor view that has an "attach file" button, but now you'll see a grey box with a little book icon for writing your post. Click that book and you'll be in a text editor window where you can compose your post and it has options such as bold or italic text, adding a link, and also embedding an image - which I think is what you were hoping for- to embed an image right into a post so it shows within the post rather than simply attaching it. Once you are done composing, you click the Back arrow and you'll get back to the grey box where you can then see your composed text, attach a file if you want, and click to publish your post.

I hope that people will like this change- it creates a small extra step to go to the Compose editor, but you get several useful added options this way. It's not got as many cool options as the text editor on our main desktop version, but it's now not quite as 'stripped down' in functions when posting from your phone (which i saw you were, from your screenshot).
Give it a try. Might take a few times to get the hang of it, but I think it's worth having this way. 

Interesting. Since i usually do all my site viewing from my laptop, I never noticed those missing text editor buttons on the phone version before. I dont see them on my iphone either, and can't seem to make them appear.
I'll ask about this Belinda. It could be that mobile versions lack those added posting options.

If you can, please log in on a desktop or laptop or tablet, and let me know if you see the options there on those devices.

I'm afraid I can't be of any help here.  I never noticed that before, but I checked on both my Android and my iPhone, and the text box does not have any of the text-editing icons that are supposed to appear along the top.

By the way ... Hi Belinda!

@dusty-turtle , do you have any suggestion as to how Belinda can see the text editing options while on her phone?  I think you are more phone-worthy than I.

Thanks Dusty for the GREAT explanations and screenshots!

Since there was another thread here on how to attach/insert a picture to posts, I'm just going to paste my text here from that thread and then delete it, so we'll have a single thread with all the instructions together.  :)

Here's a bit more of a dry 'technical description' on the two ways to add pictures to your post:

There are TWO ways to add an image to your discussion post. In both cases, the image must first reside on your computer or device and you'll be pointing to it. You can't insert an image that is just sitting on the internet somewhere.

1) Attach the image or file to your post: When typing your post, use the "Attach Files" button underneath the text editor box where you are typing your post. Browse to the image on your computer that you want to attach to your post. This will insert a small thumbnail of the picture into your post.
Note: When you see the thumbnail and text link for an attached image, it's when folks have used that "Attach file" button easily seen at bottom of text editor window. Click right on the thumbnail pic itself to open it right there to SEE it full size.  OR... Clicking on the text link will simply DOWNLOAD it to your computer.

or

2) Embed the image into your post.  That will create a larger picture right within your discussion post.
To do that, when you are typing your post you click on the little icon button that looks like an arrow inside a square ("embed local media")- that icon button is to the left of the Smiley button in the text editor window. Once in that window, select the SIZE you want the image to be in the left side dropdown menu...XL or XXL usually works well. Then you click the "Select an image to upload and insert" button to the right. When you click that 'Select' button, it'll take you to where you can browse to the image on your computer that you want to embed in the post. An embedded picture will not need to be clicked on to see it, it'll already be showing in the post, at the size you've selected.

The second way to incorporate a photo is to embed it as I did the screen shot in both of these responses to you.  In that case you choose the "embed local media" icon, which looks like a piece of film strip and is the second-to-last icon on the tool bar above the text box.

When you click the embed local media icon, a screen will appear asking you what size you want the photo to be and where the photo is located.

Jimmy, there are a couple of different ways to incorporate a photo into a post.  One is to use the "Attache File" button just below the text box on the right. As in this screen shot below.

When you "Attach File" it appears as a small icon below your text, with a download link to the right, as in the case below.

Dusty the Jester.jpg  •  20KB

I don't see an option like a paperclip icon or anything that allows me to attach photos to a post. Sorry to bug anyone. I figured it out. I didn't scroll down far enough.