Oh, Phil, what a horrible start to 2014! You don't mention insurance covering anything. I hope some of that is possible, even though I know first-hand that can be a long miserable process.
Back in 2010 we came home from a music festival to a house flooded by a broken plumbing part. ServPro was great getting us to as close to normal as possible in the early stages. I knew at the time our flood was nowhere near as bad as a fire would have been, because then you have both smoke and water on anything left. We also, unlike you, were able to stay in our home, even though it was under reconstruction. The whole thing happened the day I was starting a very demanding play plus continuing my storytelling business. Our flood was bad enough even though your situation definitely is worse. As a result, back then I went to my storytelling community for advise on coping with disasters. It led to a multi-part series on my blog. Go to Storytelling + Research series on disaster -- the blog format puts everything in reverse order unfortunately and the first thing you'll see is a much later article on libraries coping with "Superstorm Sandy." To make sense of it, go to the bottom of the series and work your way backwards through it. By the way, a year later I was resolving to finish the paperwork, but there just was some -- books and clothing -- that I finally skipped for a variety of reasons.
Life starts all over after disaster. If any of my thoughts in the wake of my own lesser disaster can help you, Phil, it will be worth my offering it and your taking whatever might work for you.
As others said, I'm so sorry for you and hope things start to improve even if it feels like too little.